In the Media

Wealth Within analyst Dale Gillham says the survey offered an insight in to the strategies of big investors. "There is an old saying that the professionals buy at the bottom and sell at the top - and that the amateurs buy at the top and sell at the bottom," Gillham says. "Big investors are just that, big and therefore are very slow to move in and out of an asset class. “Given, this, mum and dad have a huge advantage over the big investors as they can move quickly in and out of shares or cash...

Profits and annual returns might see-saw between the two asset classes on a regular basis, but the ability to see what’s happening during transactions and to buy and sell quickly are more important, according to fund manager Wealth Within analyst Dale Gillham. When it comes to these two investment issues, shares are streets ahead of property, Mr Gillham says. "Putting returns aside, important issues for investors are liquidity and transparency. There is no competition when it comes to liquidity and transparency between shares and property as the share market wins hands down on both," Mr Gillham says...

Finance expert, Janine Cox shares vital information to stay on your feet financially - If you become bankrupt in the love department, this doesn't mean your finances have to suffer as well! Generally it is not until something happens that we actually look at what we should do, and this situation is not restricted to relationship breakdowns but applies to any contract we enter into including buying a house, insurance or opening our credit card account. Protecting what you have is essential if you have children from another relationship, after all you will want to protect them from any unforeseen events or situations...

We have all been on a car trip when inevitably someone says, "Are we there yet?"  Whilst the share market is not a car, it has been on a long downward journey over the past few years, which for many has seen emotions run hot and had many wondering on more than one occasion whether or not the market has bottomed. When taking a trip in a car, we have a map, road signs and predictable situations such as when someone needs to go to the toilet or gets carsick; and so too the share market gives us a map, road signs and predictable events...

Regular readers will remember that last June I wrote about Australia's big four banks and said that if you wanted growth you would not buy and hold bank shares, because history shows they have tended to underperform many of the top 20 shares on our market for much of the past decade. That said you can achieve a good return from buying and selling bank shares when the time is right. Unfortunately, many investors tend to be driven by fear and greed, not good risk and money-management principles. Given this, history shows that the investment decisions most people make tend to lag economic events...