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You will learn more about:

  • How to maximise your returns
  • How to invest with confidence
  • Our investment philosophy
  • The benefits of an IMA
  • And much more....

Compare Managed Accounts

Not all managed accounts are the same!

While managed accounts have been around since the mid-nineties, they have really only caught on in recent years in Australia as an alternative to managed funds. Managed accounts offer many advantages over managed funds as outlined in the table below, but not all managed accounts are the same, although some would have you believe otherwise!

Managed accounts are often referred to as individually managed accounts (IMA), separately managed accounts (SMA) or managed discretionary accounts (MDA). We take a look at the options below and compare these managed accounts for you.

Feature IMA SMA MDA Managed Funds
Professional fund management YES YES YES YES
Portfolio constructed from the time you invest YES - - -
Customised portfolio construction YES - - -
Client retains beneficial ownership YES YES YES -
Minimises portfolio rebalancing YES - - -
Internally geared mandates YES - - -
Fees tailored to investments YES - - -
Access via a Product Disclosure Statement YES YES - YES
Low minimum investment YES YES - YES
Corporate actions administered YES YES YES YES
Tax reporting YES YES YES YES
Transparency YES YES YES -
Ability to view underlying shares YES YES YES -
In specie transfers YES YES YES -
Avoid embedded capital gains tax YES YES YES -
Netting of transactions YES YES - -
Exclude stocks from portfolio YES YES YES -
Tax efficiencies YES YES YES -

Investment management with a real difference

When investing in a Separately Managed Account (SMA) or a Managed Discretionary Account, most managed account providers distribute your money into a predefined selection of stocks (and/or managed funds) known as a modelled portfolio, at the time you invest, just like a managed fund.

So while you receive all the benefits of share ownership, the performance of your portfolio may suffer, or worse, your capital may erode if the stocks have already realised their growth potential and are now under performing. If your investment manager employs investment or trading strategies such as dollar cost averaging, which is common in the industry, it can result in the erosion of your capital, particularly in a bear market.

When you invest in the Direct Equity Individually Managed Account Service with Wealth Within, each portfolio is individually customised based on the investment strategy you select to take advantage of opportunities at the time you invest. We also continue to actively manage the risk to your investments to minimise the erosion of any profits or capital during sideways and downward movements in the share market.

Maximise your managed investments

In selecting investments to buy and sell, we focus on securities within the S&P/ASX 300 (depending on the investment strategy you select) which our research and investment team believe can deliver strong returns over the medium to long term. This strategy is based on our philosophy which combines 'timing the market' with 'time in the market' to seek to maximise the return on your investments.

The benefit to you is that you will not be buying into an existing and what may be a less relevant and less timely portfolio. In actively managing your investment Wealth Within works towards eliminating the shares that continue to underperform and consequently impact on the potential performance of your overall portfolio return.

If you understand this, then the only real question to ask yourself is:

Would I prefer my investments to be timed into and out of the market,
eliminating the non performing periods when the market trends down or sideways
or would I prefer to be fully invested no matter what the market condition?

Given the recent market conditions, it's obvious which one will deliver long term consistent returns.

Usually only reserved for sophisticated investors with $500,000 or more to invest, the Direct Equity Individually Managed Account Service offered through Wealth Within now enables retail investors to tap into the benefits of individually managed accounts. With an investment from as little as $50,000, you now have a real alternative to investing in modelled portfolios.

Partner with an experienced and qualified investment manager

If you want to experience what it's like to partner with an investment company who treats you as an individual whilst making your money work hard for you, then we look forward to the opportunity of discussing how we can support you to achieve your financial goals in the share market.

To speak with a professional Client Services Consultant, call 1300 858 272 or Melbourne direct on 9290 9999.

Alternatively, click here for more information on the Direct Equity Individually Managed Account Service or if you want to take a more active role to managing your investments- learn more about our Share Trading Education.

I find your services friendly, encouraging, challenging and very competent. Your focus on helping us to trade in the 'real world' is what sets you apart from others. Your services represent great value for money and offer practical assistance towards becoming a profitable trader. Thank you

David H, Melbourne

Your Weekly Stock Report is brilliant. Last week I felt like bailing out altogether but with Dale's skills I can sleep at night. My stocks are now climbing not sinking and my confidence has been restored. Thank you Dale.

Jacqui B, Melbourne

Thanks for a great workshop on Saturday. I found the whole session was extremely relaxed and well presented. I also liked the fact that topics discussed related directly to everyday trading. I look forward to the next Traders Support Workshop.

Paul P, Sydney

I just wanted to let you know that I have attended many other Share Trading Workshops and I have to say yours is the best on the market. It has taken me 20 years to learn what you shared last night and is fantastic to see a confident young man willing to share this information to ensure others are also consistently profitable in the share market. My hat goes off to you.

Thomas C, Brisbane

Thank you for your support and guidance. I bought 10000 LHG shares @$1.39 and sold @ $1.47 ten days later using a margin loan at 50%. That is 11.51% profit. Annualised that's 420% profit. I think I am starting to get a feel for what we all want to achieve.

Geoff S, Sydney

Dale I would like to thank you for your great contribution to my successful share trading. Your ongoing support and encouragement has made a world of difference to my success on the market. In just 4 months I have turned $2,000 into $10,000 safely and confidently just like you said. I am truly grateful.

Eric W, Melbourne

Post GFC I listened as people complained about the amount of money lost from their super and managed fund accounts. Dale was out of the market quickly and I slept better knowing that his focus was on the preservation of my capital. Thanks so much for your support.

Derek, B, Melbourne, VIC

I achieved almost double my medium-term portfolio return in the last 6 months in just one trade with NCP. Thank you so much for all your support. I don't think my skills and confidence would be at the level they are without your help. You have been a great mentor.

Deborah R, Sydney

One needs to be careful who one talks to about stocks, but when you find someone worth talking to, two heads are better than one. Thanks for your insight, advice and support.

Ian J, Sydney

Just a brief note to say THANK YOU for your teaching, guidance and support -particularly last week with my spec stock UNI. Through all the knowledge I have gained from you and your support, after 8 days I exited and made 45% profit.

Susan W, Sydney

To the Team (and I mean the team), many thanks for the extremely pleasing profits you have achieved managing our portfolio advisory service. We have been very impressed with the stock selection, timing of trades and general overall management and reporting of our portfolio. Keep up the good work.

Neil M, Melbourne

To anyone who desires support and the development of technical knowledge in trading/investing in the stock market, I highly recommend Wealth Within as an organisation that will provide the necessary support and expertise to ensure you profit from the market.

David B, Canberra

I've been getting your reports for four weeks now and I'm impressed, when you say a stock will move it definitely moves upward! I am confident this will equate to better performance in my portfolio.

Phillip C, Oatley NSW

Thanks for the weekly stock reports, they have been extremely helpful with my trading. Since the start of this year all of my trades have been successful. I purchased HVN last Thursday (10/7/03) and I will be selling tomorrow with a tidy profit. I have learnt the hard way that you don't have to be greedy and to leave something for the next person. Thanks again

John M, Sydney

I just wanted to let you know that I have attended many trading workshops and yours is the best on the market. After completing the first two modules of the course and following the recommendations in your weekly report, I have already recouped my fees. I have never been able to do this before. Thank you. If only everyone else offered the support you do!

John G, Gold Coast

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