In the Media

How Low is Too Low

Herald Sun - 12 Jul. 14

Fund manager Wealth Within analyst Dale Gillham says low interest rates “are an attractive reason to get into property, however, if you can’t afford the property, then it doesn’t matter what the interest rate is’’. “If property has become too expensive for first home buyers, then they should invest in shares and use the growth and cash flow from dividends to assist them to purchase a property further down the track,” he says. “But Australians also need to get away from the idea that they need to live in a house where their name is on the title. “For most of my life I have not lived in a property where my personal name is on the title.Why? Because it is financially smarter...

Ban Negative Gearing in Superannuation

Geelong Advertiser - 28 Jun. 14

Is it right to continue to allow Self-Managed Super Funds (SMSFs) to borrow to invest? Just because the banks want us to borrow and the Australian economy is relying on a buoyant property market doesn’t make it right. If something goes wrong it will be the people who can least afford to lose that bear the brunt of the blow. Last month, the SMSF Adviser, a publication for accountants and financial planners working within the SMSF space, published the results of a poll where 53.5 per cent voted in favour of banning negative gearing in superannuation...

Last years winners old hat

Geelong Advertiser - 21 Jun. 14

When it comes to investing in the share market, last year’s winners rarely run first in the next. Surprisingly, some still believe that looking at last year’s best performers is the way to pick next year’s. However in reality this is often not the case and here’s why. At different stages of the economic cycle conditions favour particular sectors over others. The Australian market is made up of different sectors, or groups of stocks, classified according to the type of business being undertaken...

Share Investing For Absolute Beginners

Commonwealth Bank - 20 Jun. 14

Janine Cox, investment analyst at Wealth Within, advises beginner investors to ask themselves a few key questions: How long do I want to put money into the stock market for?; How much am I going to invest?; Am I going to make regular contributions? How do I teach myself to invest? Cox encourages anyone starting off on their investment journey to take the time to get the know-how. Otherwise, she says, you run the risk of being someone who continually takes tips, but doesn’t know how to interpret the information. The sooner you start to get the knowledge you need, the quicker you can get to a point...

Conscious Capitalists Cash In

news.com.au - 16 Jun. 14

Fund manager Wealth Within analyst Dale Gillham says responsible and ethical investing is becoming more popular. “Since the global financial crisis and the washout of corporate greed and dubious practices, the investing public has become more and more interested in ethical investments and less trusting of corporations,’’ Gillham says. “The GFC provided the public with a very real and stark reminder that ‘profit at all cost’ means that someone loses. “Can ethics and profits mix? Absolutely. However, it will only be wide spread if the investing public continue to develop a bigger and louder voice by demanding it...