In the Media

Handle Hybrid Securities With Care Experts Say

Herald Sun - 11 Feb. 12

Wealth Within analyst Dale Gillham says hybrids usually offer higher returns compared with other company debt investments, such as bonds. And, unlike owning shares, investors know ahead what return they are going to get. "Hybrid securities are considered a higher-risk investment, ranking up near equities for risk," Mr Gillham says. "Given the increased risk, investors want increased returns, and this is why hybrid securities generally have higher interest or income payments...

Eight Reasons to Dump a Fund

Money Magazine - 01 Feb. 12

Many people follow the herd rather than a solid, long-term strategy," says Dale Gillham, head of investment services group Wealth Within. "If you develop the latter approach, you should be able to ride out a big market fall without panicking." Whether a change of strategy should prompt you to shift out of a fund will depend on the extent of the change and your needs. Gillham says there is no hard-and-fast rule about what to do when key personnel managing a fund leave. "While a few funds do have a standout investment manager whose departure might well prompt you to shift your money elsewhere...

Feeding Our Hunger For Knowledge

The Australian - 14 Jan. 12

Courses that suit people wanting to be professional traders include the Diploma of Share Trading and Investment, offered by Wealth Within, which is the only government accredited share market trading course, recognised through the Australian Training Quality Framework (AQTF).

Outlook For 2012

Financial Planning Magazine - 09 Jan. 12

It is actually quite hard to say which asset class will rise. Investor confidence is very low and as such, I believe investors will continue to move funds into cash during 2012. Our economy is showing signs of weakness and Asia, especially China, is expected to slow, which will cause more jobs to be lost in Australia in the coming year. Given this, interest rates are likely to continue to fall and our share market will not be strong, in fact I believe 2012 is likely to be more bearish than bullish. That leaves property, and while falling interest rates will be somewhat of an incentive to buy, if job losses continue, I cannot see much upside in this sector...

Don't Leave Your Success to Chance

Motherpedia - 14 Dec. 11

In my experience a lot of people try to go it alone or leave their wealth creation to chance which is why only 10 per cent of Australians retire financially secure. A lot of people will cheat themselves out of the chance to learn something because they want everything free. In reality, like getting a good education or having your hair done by a hair dresser you know and trust, some things are worth paying for, and a good money mentor is critical...