In the Media

Beyond Bitcoin: The Top Five Cryptocurrencies You Should Know About

Money Magazine - 06 Sep. 17

If you have taken a taxi or Uber ride lately, you would know that cryptocurrencies are being talked up as a hot investment. So what are they and what are the top five cryptocurrencies you need to know about? Bitcoin is a decentralised digital currency. It is finite, erratic and completely unregulated, meaning investors are subject to higher risk. Many have cried, “No bank fees? Sign me up!” Public trust is high when it comes to this legacy cryptocurrency and as a result its value has been moving up and up at a substantial pace...

Crowdfunding Why Your One Hit Wonder is a Waste of Time

Inside Small Business - 24 Aug. 17

“Plenty of ideas have gotten off the ground, but far fewer brands or businesses have stood the test of time,” says Dale Gilham.  “Sure, it’s a great way to fund a venture, but without putting thought into business longevity and how to create sustained presence in the market and by focussing on the 15 minutes of fame of a quickly launched product or concept, you end up spinning your wheels and wasting time that could be spent creating a real business,” he says. “Without a long-term plan and having designed their business to withstand the test of time in the marketplace, even the best funded new high-flier is destined to fail...

Aspiring Homeowners Are Struggling to Save

Daily Telegraph - 04 May 17

Federal Budget measures giving homebuyers the opportunity to salary sacrifice funds they intended to put towards home deposits wouldn’t solve Sydney’s deposit hurdle, according to Wealth Within investment analyst Dale Gillham. “The root of the problem is the amount of deposit,” he said. “Who, especially millenials, has $200,000 lying around to whack on a home deposit...

Working the Crowd

Herald Sun - 16 May 16

Dale Gillham, chief analyst and founder of fund manager Wealth Within, said his business was founded almost 14 years ago on a similar informal version of crowd funding. “I think it is a great idea. Anything that makes it easier for small business to get funding is going to be better,” Mr Gillham said. “I particularly like the idea of people investing in things that personally capture their imagination...

7 Tips on Getting Kids to Save and Invest

Australian Securities Exchange - 19 Apr. 16

Most Australians still need a reality check when it comes to money and investing. Even after more than 30 years of compulsory superannuation, the average Australian retires on far less than what is needed to fund a comfortable retirement. Tragically, the situation is unlikely to change for future generations of retirees unless more parents actually start “walking the talk”. So how do we create a better future? First, most Australians do not personally contribute extra to their superannuation, nor do they invest much outside super. Rather, a large majority tend to live for now and spending chews up most of what they earn. I find that trend alarming...