In the Media

Thirty Years On: Have we Learnt the Lessons of the 1987 Stock Market Crash?

Courier Mail - 20 Oct. 17

Dale Gillham, an analyst at fund manager Wealth Within, says what often feeds panic is another powerful human characteristic, greed. Every share market crash has been caused by “excess human greed”, Mr Gillham says.  Often that greed comes hand in hand with higher and higher levels of debt as investors borrow beyond normal limits in the hope of earning higher profits.“ Greed is like a snowball rolling down a slope — the further it goes the bigger it gets,” he says. “Eventually everyone is in the market and we literally run out of buyers so the market must fall...

Cashing in on Bitcoins

The Adelaide Advertiser - 30 Sep. 17

Wealth Within chief analyst Dale Gillham said the rise of digital currencies was “just another bubble, and for the most part those investing in it are not old enough to remember the tech boom and bust of the late ’90s”. “People have this natural gambling mentality. They are trying to find the next big win,” he said. Mr Gillham said cryptocurrencies were in a period of “rampant speculation”, which suggested the bubble was about to pop. “The big end of town is staying away from it. If there was a lot of money to be made, the professionals would already be there,” he said. “One of the things that worries me is it’s completely unregulated...

Beyond Bitcoin: The Top Five Cryptocurrencies You Should Know About

Money Magazine - 06 Sep. 17

If you have taken a taxi or Uber ride lately, you would know that cryptocurrencies are being talked up as a hot investment. So what are they and what are the top five cryptocurrencies you need to know about? Bitcoin is a decentralised digital currency. It is finite, erratic and completely unregulated, meaning investors are subject to higher risk. Many have cried, “No bank fees? Sign me up!” Public trust is high when it comes to this legacy cryptocurrency and as a result its value has been moving up and up at a substantial pace...

Crowdfunding Why Your One Hit Wonder is a Waste of Time

Inside Small Business - 24 Aug. 17

“Plenty of ideas have gotten off the ground, but far fewer brands or businesses have stood the test of time,” says Dale Gilham.  “Sure, it’s a great way to fund a venture, but without putting thought into business longevity and how to create sustained presence in the market and by focussing on the 15 minutes of fame of a quickly launched product or concept, you end up spinning your wheels and wasting time that could be spent creating a real business,” he says. “Without a long-term plan and having designed their business to withstand the test of time in the marketplace, even the best funded new high-flier is destined to fail...

Aspiring Homeowners Are Struggling to Save

Daily Telegraph - 04 May 17

Federal Budget measures giving homebuyers the opportunity to salary sacrifice funds they intended to put towards home deposits wouldn’t solve Sydney’s deposit hurdle, according to Wealth Within investment analyst Dale Gillham. “The root of the problem is the amount of deposit,” he said. “Who, especially millenials, has $200,000 lying around to whack on a home deposit...