In the Media

Getting Stuck on the Debt Treadmill

Daily Telegraph - 12 Feb. 18

Wealth Within chief analyst Dale Gilham said debt levels were a concern. “We are stuck on a debt treadmill and many of us don’t know how to get off,” he said. “Identify you have a problem with debt, cut back on nonessential spending...and funnel the cash freed up into paying down your bad debt...

It's How They Roll: Share Price Slide no Reason to Panic

Herald Sun - 10 Feb. 18

“A savvy investor is never fearful,” says Dale Gillham, an analyst at fund manager Wealth Within. “Firstly, markets never crash at the top. The heaviest selling and the biggest falls typically occur close to market bottoms.” Mr Gillham says market patterns broadly unfold in one of three ways; uptrends, down- trends or sideways. “When a market accelerates away from its major trend — which occurred in the US during the past year as it rose to new all-time highs — history demonstrates that it will eventually pull back to the trend,” he says...

A Quick Guide to Super For the Smashed Avo Generation

Money Magazine - 13 Dec. 17

We all want to have plenty of money to do the things we like and not have to worry, but sadly more than 50% of Australians spend what they earn or more than what they earn. What is even more alarming is that means the majority are essentially broke, as they can’t survive for more than three months without an income source. Even more alarming is that one in four has $1000 or less in the bank. Millennials are not immune to this behaviour, and many have the same goals as their parents in that they want to own their own home and live comfortably in retirement...

Thirty Years On: Have we Learnt the Lessons of the 1987 Stock Market Crash?

Courier Mail - 20 Oct. 17

Dale Gillham, an analyst at fund manager Wealth Within, says what often feeds panic is another powerful human characteristic, greed. Every share market crash has been caused by “excess human greed”, Mr Gillham says.  Often that greed comes hand in hand with higher and higher levels of debt as investors borrow beyond normal limits in the hope of earning higher profits.“ Greed is like a snowball rolling down a slope — the further it goes the bigger it gets,” he says. “Eventually everyone is in the market and we literally run out of buyers so the market must fall...

Cashing in on Bitcoins

The Adelaide Advertiser - 30 Sep. 17

Wealth Within chief analyst Dale Gillham said the rise of digital currencies was “just another bubble, and for the most part those investing in it are not old enough to remember the tech boom and bust of the late ’90s”. “People have this natural gambling mentality. They are trying to find the next big win,” he said. Mr Gillham said cryptocurrencies were in a period of “rampant speculation”, which suggested the bubble was about to pop. “The big end of town is staying away from it. If there was a lot of money to be made, the professionals would already be there,” he said. “One of the things that worries me is it’s completely unregulated...